Property Attributes
- MLS#O6415248
- TypeSingle Family
- Listing Status Pending
- CountyOsceola
- CityST CLOUD
- AreaSt Cloud (City of St Cloud)
- NeighborhoodTHE WATERS AT CENTER LAKE RANCH
- Zip34769
- StyleCraftsman
- Year Built2026
- Price$ 574,000
- Bedrooms4
- Full Bathrooms4
- Half Bathrooms1
- Sqr Footage2921
- Lot Size0.16 Acres
Data Source:
Stellar MLS
Property Description
What's Special: Gourmet Kitchen | No Rear Neighbors | 3-Car Garage. New Construction - Ready Now! Welcome to the Saint Croix at 903 Ladyfish Trail in The Waters at Center Lake Ranch! This thoughtfully designed home offers a spacious open layout with flexible living spaces and plenty of room to gather, relax, and entertain. The gourmet kitchen features a large center island, walk-in pantry, and seamless flow into the dining area and great room, while the lanai just beyond creates an easy indoor and outdoor living experience. Your private primary suite is tucked at the back of the home and includes a spacious walk-in closet and a spa-inspired bath designed for comfort. Two additional bedrooms near the front of the home each feature their own private full bath, while a separate bedroom suite, flex space, and half bath add even more versatility for guests or hobbies. A convenient laundry room, drop zone, and three-car garage complete this inviting layout with thoughtful function throughout. The Waters at Center Lake Ranch sits within a 2,050-acre master-planned community just south of Lake Nona. Conveniently located along the Narcoossee corridor, this natural gas community offers strong value near Medical City. Enjoy a walkable setting with cohesive neighborhoods, multi-use trails, recreation areas, and conservation wetlands that enrich daily living. Additional Highlights Include: shower in place of tub at Bath 2 and 3, tray ceiling package, pocket sliding glass door at great room, 8' interior doors, pre-plumb for laundry sink, and outdoor kitchen rough-in. MLS#O6415248
| Elementary School | Middle School | High School |
|---|---|---|
| Narcoossee Elementary Elementary School | Narcoossee Middle Middle School | Harmony High High School |
| Price History | |
|---|---|
| 6/9/2026 | Listed $624,000 |
| 7/1/2026 | 4$600,000 |
| 7/9/2026 | 4$574,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Heating | Central |
| Cooling | Central Air |
| Utilities | BB/HS Internet Available,Cable Available,Electricity Available,Fiber Optics,Natural Gas Available,Natural Gas Connected,Sewer Available,Sprinkler Recycled,Street Lights,Underground Utilities,Water Available |
| Possession | Close Of Escrow |
| Roof | Shingle |
| Appliances | Cooktop,Dishwasher,Disposal,Gas Water Heater,Microwave,Refrigerator,Tankless Water Heater |
| Zoning | RES |
| HOA Fee | 83.93 |
| Garage Spaces | 3 |
| Patio/Porch Features | Covered,Patio,Porch |
| Architectural Style | Craftsman |
| Construction Materials | Block,Vinyl Siding |
| Pets Allowed | Breed Restrictions,Yes |
| Year Built | 2026 |
| Levels | One |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Ownership | Fee Simple |
| Community Features | Dog Park,Playground,Pool |
| Assoc Fee Paid Per | Monthly |
| County | Osceola |
| New Construction | true |
| Property Type | Residential |
| Association Amenities | Basketball Court,Playground,Pool |
| Attached Garage | true |
| Subdivision Name | THE WATERS AT CENTER LAKE RANCH |
| Facing Direction | South |
| Garage Y/N | true |
| Total Rooms | 7 |
| Full Baths | 4 |
| Status | Pending |
| Directions | From Orlando via I-4 W: Take exit 77 to Florida’s Turnpike S/Miami. Merge onto Florida’s Turnpike S/Miami for 7 miles and use the right 2 lanes to take the ramp to FL-417 Toll N/ Sanford Daytona Beach. Continue for 8 miles, then take exit 22 for County Rd 15/Narcoossee Rd. Turn right on Narcoossee Rd and in 8 miles turn left onto Center Lake Ranch Blvd. Once in Center Lake Ranch, continue straight through the first roundabout, at the second roundabout take the 3rd turn left onto Twelve Oaks Rd. Follow signs to Taylor Morrison model parking on the left side on Teal Creek Dr. |
| High School | Harmony High |
| City | ST CLOUD |
| Association Name | Castle Group |
| Senior Community Y/N | false |
| MLS Area | 34769 - St Cloud (City of St Cloud) |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 7200 |
| Carport Y/N | false |
| Listing Terms | Cash,Conventional,FHA,VA Loan |
| Elementary School | Narcoossee Elementary |
| Property Attached Y/N | false |
| Land Lease Y/N | false |
| Home Warranty Y/N | true |
| Middle/Junior High School | Narcoossee Middle |
| Property Condition | Completed |
| Additional Parcels Y/N | false |
| Lease Considered Y/N | true |
| Virtual Tour | https://HomeJab.vr-360-tour.com/e/5BgBn36iu_w/e |
| Building Area Units | Square Feet |
| Living Area Units | Square Feet |
| Builder Name | Taylor Morrison |
| Standard Status | Pending |
| Occupancy Type | Vacant |
| TaxOtherAnnualAssessmentAmount | 3117 |
| Tax Lot | 101 |
| Legal Description | WATERS AT CENTER LAKE RANCH PH 1B PB 35 PGS 161-174 LOT 101 |
| Minimum Lease | 6 Months |
| Water Access Y/N | false |
| Monthly HOA Amount | 83.93 |
| Additional Rooms | Den/Library/Office,Great Room,Inside Utility,Interior In-Law Suite w/No Private Entry |
| Water View Y/N | false |
| Flood Zone Code | X |
| In Law Suite YN | false |
| Flood Zone Code X | Yes |
Interior Features
| Interior Amenities | High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Walk-In Closet(s) |
|---|---|
| Flooring | Carpet,Tile |
| Furnished Y/N | Unfurnished |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Fireplace Y/N | false |
| Half Baths | 1 |
| Laundry Features | Inside,Laundry Room |
| Total Bedrooms | 4 |
| LivingAreaSource | Builder |
| Total Baths | 5 |
Exterior Features
| Exterior Amenities | Irrigation System,Outdoor Grill,Outdoor Kitchen,Sliding Doors |
|---|---|
| Parking Features | Driveway,Garage Door Opener |
| Water Source | Public |
| Lot Size Area | 7200 |
| Foundation Details | Slab |
| Building Area Total | 3876 |
| Lot Size Acres | 0.16 |
| Road Surface Type | Asphalt |
| Private Pool | false |
| Waterfront Y/N | false |
| Covered Spaces | 3 |
| Builder Model | Saint Croix |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 34769
In The Neighborhood
ST CLOUD
$ 561,084
- Type
- Single Family
- Size
- 2,600 SqFt
- Rooms
- 4 Beds + 3.5 Baths
ST CLOUD
$ 473,864
- Type
- Single Family
- Size
- 2,138 SqFt
- Rooms
- 4 Beds + 3.5 Baths
ST CLOUD
$ 430,304
- Type
- Single Family
- Size
- 1,790 SqFt
- Rooms
- 3 Beds + 2.5 Baths
ST CLOUD
$ 524,194
- Type
- Single Family
- Size
- 2,721 SqFt
- Rooms
- 4 Beds + 3.5 Baths
ST CLOUD
$ 429,499
- Type
- Single Family
- Size
- 1,790 SqFt
- Rooms
- 3 Beds + 2 Baths
ST CLOUD
$ 475,584
- Type
- Single Family
- Size
- 2,197 SqFt
- Rooms
- 4 Beds + 2.5 Baths
ST CLOUD
$ 519,814
- Type
- Single Family
- Size
- 2,197 SqFt
- Rooms
- 4 Beds + 2.5 Baths
ST CLOUD
$ 499,000
- Type
- Single Family
- Size
- 2,445 SqFt
- Rooms
- 4 Beds + 3.5 Baths
ST CLOUD
$ 630,000
- Type
- Single Family
- Size
- 3,053 SqFt
- Rooms
- 4 Beds + 3.5 Baths
ST CLOUD
$ 707,668
- Type
- Single Family
- Size
- 2,999 SqFt
- Rooms
- 4 Beds + 3.5 Baths
ST CLOUD
$ 564,659
- Type
- Single Family
- Size
- 2,925 SqFt
- Rooms
- 4 Beds + 4.5 Baths
ST CLOUD
$ 461,870
- Type
- Single Family
- Size
- 1,989 SqFt
- Rooms
- 3 Beds + 3.5 Baths
ST CLOUD
$ 561,849
- Type
- Single Family
- Size
- 2,721 SqFt
- Rooms
- 4 Beds + 3.5 Baths
ST CLOUD
$ 685,000
- Type
- Single Family
- Size
- 3,461 SqFt
- Rooms
- 5 Beds + 4.5 Baths
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Updated on September 22, 2026 3:50 PM UTC